The future of insurance
ELEMENT enables you to offer innovative insurance products to your customers. The products are fully digital, developed within the shortest amount of time and tailored perfectly to suit your requirements and the needs of your customers.
White-label insurance solutions
We are leading suppliers of digital insurance solutions for a variety of industries and sectors.
These solutions are marketed by our partners under their own names. We adjust to their strengths and handle, for instance, product development, customer administration and claims processing.
Insurance licence
We are specialists in technology and insurance, and hold an insurance licence from the German Financial Supervisory Authority. We therefore act as risk carrier, including claims handling– in all EU countries.
State-of-the-art technology
Our unique product platform allows us to develop innovative insurance solutions within the shortest possible time. These fully digital products can be tailored to suit the exact needs of our partners and their customers.
Products
The solutions we develop for our partners and their customers cover a wide range of everyday issues and can be used off the shelf, or fully bespoke to meet our partner’s needs.
Services
The products we develop are geared towards our partners’ IT systems and their needs. Our technology therefore ensures simple management procedures throughout the entire lifecycle of the insurance and permits maximum success in terms of sales and revenue.
Personal liability
Highly scalable and secure cloud‐based platform
Household
BiPro API
Cyber Protection
White‐label customer portal and claims portal

Your Insurance Product
Fully digital customer management
Products
The solutions we develop for our partners and their customers cover a wide range of everyday issues and can be used off the shelf, or fully bespoke to meet our partner’s needs.
Personal liability
Household
Cyber Protection

Your Insurance Product
Services
The products we develop are geared towards our partners’ IT systems and their needs. Our technology therefore ensures simple management procedures throughout the entire lifecycle of the insurance and permits maximum success in terms of sales and revenue.
Highly scalable and secure cloud‐based platform
BiPro API
White‐label customer portal and claims portal
Fully digital customer management