What we do

We simplify the complex processes of insurance right to the core with a digital technology architecture allowing our partners to choose their own path. Our engineering team built a modular and granular product engine from scratch. This brings more flexibility and is more easily adaptable than any comparable technology, allowing for ease of product innovation as well as swift integration into our partners’ ecosystems. This means we can serve a variety of partners from traditional insurers and insurtechs, to brokers and eCommerce players.

The product engine of ELEMENT allows partners to offer bespoke insurance products for a range of different use-cases and risks, which can be white-labelled.

While our partners can take care of their businesses and end-customers, our team manages the insurance value chain including initial actuarial calculations, underwriting, policy administration and claims management.

Who we are

We are the perfect balance of tech, insurance and sales experts, who are well versed in navigating convoluted processes and regulatory environments.

We are curious, tech-savvy and agile in execution and we are here to improve the insurance industry.

Our Mission

ELEMENT rethinks insurance for its partners’ clients. With creativity and our modular insurance factory, we build embedded and personalised insurance solutions.

Our Vision

ELEMENT sets the standard for creating ease of mind. Our insurance solution integrates smoothly into the everyday life of your customers – convenient, accessible and highly individual.

Our Values

We are hiring!