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ELEMENT,
the digital insurance of tomorrow.

Rethinking insurance today! With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time to restart! It’s time for a digital insurer that can fulfill the demands of tomorrow with a unified, coherent and cross-device user-experience.

 

It’s time for ELEMENT.

20.258

Words in license application

300

Years of InsurTech experience

10

Team nationalities

12

Products offered

What we do

We simplify the complex processes of insurance right to the core with a digital technology architecture allowing our partners to choose their own path. Our engineering team built a modular and granular product engine from scratch. This brings more flexibility and is more easily adaptable than any comparable technology, allowing for ease of product innovation as well as swift integration into our partners’ ecosystems. This means we can serve a variety of partners from traditional insurers and insurtechs, to brokers and eCommerce players.

 

 

The product engine of ELEMENT allows partners to offer bespoke insurance products for a range of different use-cases and risks, which can be white-labelled.

 

 

While our partners can take care of their businesses and end-customers, our team manages the insurance value chain including initial actuarial calculations, underwriting, policy administration and claims management.

Who we are

We are the perfect balance of tech, insurance and sales experts, who are well versed in navigating convoluted processes and regulatory environments.

We are curious, tech-savvy and agile in execution and we are here to improve the insurance industry.

Our Mission

ELEMENT rethinks insurance for its partners’ clients. With creativity and our modular insurance factory, we build embedded and personalised insurance solutions.

Our Vision

ELEMENT sets the standard for creating ease of mind. Our insurance solution integrates smoothly into the everyday life of your customers – convenient, accessible and highly individual.

Our Values

We are courageous innovators.

Thinking outside the box to find creative solutions, we are inspired by solving the challenges of our customers and committed to deliver the best results as fast as we can.

We empower our partners.

We innovate the market with our partners by providing them with solutions that bring ease of mind to their customers.

We treasure our diversity.

We actively embrace different backgrounds, skill- and mindsets by showing our respect through sincere and compassionate communication and attentive listening.

We are one team.

Moving into the same direction and believing in the bigger vision for ELEMENT, we support and trust each other. We celebrate our successes and motivate each other to create excellent solutions.

We keep it real.

Sharing our thoughts openly and compassionately is important to us – we value honesty. We reject any rival camp building and the concealing of underlying intentions. This is why we put an effort into keeping things visible and transparent and give direct honest feedback, while staying respectful and caring.

We are never done improving.

Learning from each other makes us who we are – passionate, strong and successful. We always keep an open mind towards new things and stay close to changes in the market. We are thriving to improve continuously and grow through our challenges.

We are motivated and passionate.

We change the market and enter new terrain. We feel connected to our vision and follow it passionately. Motivation doesn’t grow on trees, we live the principles of autonomy, mastery and purpose.

We are hiring!

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Chief Representative

Christian Macht

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Board member

Wolff Graulich

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Board member

Sascha Herwig

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CTO

Henning Groß

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Chief Sales Officer

Richard Hector

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Chief of Staff

Anders Johnsen

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Executive Assistant

Stefanie Kunkel

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Assistant to the Board

Ulrike Adler

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Head of Insurance Product

Franziska Ruschel

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Head of Insurance Project Steering

Justyna Wippler

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Head of the Actuarial department

Lisa-Maria Heilmann

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Head of Product

Katarzyna Malolepszy

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Head of Product

Tim Kaltofen

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Head of Finance

Arno Bussmann

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Head of Legal

Carsten Dietert

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Head of Business Intelligence

Joseph Augustine

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Jr. Legal Counsel

Daniel Burek-Welke

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Legal Counsel

Benjamin Fiedler

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Business Development Manager

Marco Wickert

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Business Analyst

Ross Hennessy

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Head of Risk Management

Urs Roth

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Operations Manager

Ron Speckmann

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Operations Manager

Philipp Hodapp

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Risk Manager

Jörg Beyer

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Senior HR Manager

Maria Yasinovskaya

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Agile Coach

Beatrice Dähler

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Senior Agile Coach

Wael Eltanikhy

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Senior Underwriter / Product Manager

Ilona Mösel

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Senior Process Manager Contract/Loss

Kerstin Ferber

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Senior Claims Process Manager

Gudrun Menzinger

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Senior Claims Process Manager

Nicole Fichtner

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Senior Communications & PR Manager

Sebastian Schleicher

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Marketing Manager

Katarina Svitek

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Head of Enterprise Partnerships

Robert Vossen

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Account Manager

Kathrin Wronka

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Business Development

Julia Lehmann

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Senior Solution Engineer

Michael Büttner

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Head of Engineering

Igor Lutsenko

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IT Support Manager

Yordan Ivanov

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Senior Product Owner

Viktor Hegyi

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Product Owner

Anton Kovnir

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Product Owner

Yannick Steinmann

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Product Owner

Sina Bimschas

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Software Engineer

Thilko Richter

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Software Engineer

Sönke Sommensen

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Software Engineer

Gregor Schulz

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Software Engineer

Martin Krüger

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Software Engineer

Mario David

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Lead Software Engineer

Jan Kaiser

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Software Engineer

Arturo Riter

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Software Engineer

Hakan Deveci

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Software Engineer

Thomas Häfele

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Working student IT

Annina Keller

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Software Engineer

Fernando Montes de Oca

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Lead Software Engineer

Timo Ulich

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Software Engineer

Benno Kramer

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Team Lead Engineer

Igor Popov

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Software Engineer

Tony Nguyen

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Senior Software Engineer

Vasilii Sivovolov

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Senior Software Engineer

Fernando Vissentini Dos Santos