Rethinking insurance today! With modern technology and a smart approach to data, we make it possible for insurance to be 100% digital. It’s time to rethink, it’s time to restart! It’s time for a digital insurer that can fulfill the demands of tomorrow with a unified, coherent and cross-device user-experience.
It’s time for ELEMENT.
Words in license application
Years of InsurTech experience
We simplify the complex processes of insurance right to the core with a digital technology architecture allowing our partners to choose their own path. Our engineering team built a modular and granular product engine from scratch. This brings more flexibility and is more easily adaptable than any comparable technology, allowing for ease of product innovation as well as swift integration into our partners’ ecosystems. This means we can serve a variety of partners from traditional insurers and insurtechs, to brokers and eCommerce players.
The product engine of ELEMENT allows partners to offer bespoke insurance products for a range of different use-cases and risks, which can be white-labelled.
While our partners can take care of their businesses and end-customers, our team manages the insurance value chain including initial actuarial calculations, underwriting, policy administration and claims management.
We are the perfect balance of tech, insurance and sales experts, who are well versed in navigating convoluted processes and regulatory environments.
We are curious, tech-savvy and agile in execution and we are here to improve the insurance industry.
ELEMENT rethinks insurance for its partners’ clients. With creativity and our modular insurance factory, we build embedded and personalised insurance solutions.
ELEMENT sets the standard for creating ease of mind. Our insurance solution integrates smoothly into the everyday life of your customers – convenient, accessible and highly individual.