An enabling element
for your business

Whether you are an insurance broker, a start-up or an established digital company – ELEMENT will allow you to sell the insurance products you want.

Online Portals

The number of new ventures in insurtech is on the rise. From our own experience, we know how hard it is to find a technologically capable partner to underwrite modern products. Someone to support with regulatory counsel while still allowing the future founders to dictate the terms on which the product is designed and implemented.

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Product

 

We encourage our partners to dictate the terms for products, which then will be designed by our actuarial team, allowing fine tuning of policies.

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Regulatory support

 

The insurance playground is one of the most regulated out there. We will educate you on everything you need to look out for and take as much value chain as you need us to, so that you focus on what you do best.

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White-labelling

 

We believe insurance is complicated and customers need guidance in choosing the right thing. We are happy to humbly stay behind the curtain and let you own all communications and acquisition, while we underwrite the products your customer wants.

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Fraud detection

 

The claims process presents an opportunity for fraudulent behaviour. We use the latest technology and behavioural economics to protect you from losses related to fraud.

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API

 

We provide APIs to enable the core business processes, such as real time price calculation, underwriting or mid-term adjustments of policies. Let’s discuss which functionalities you need to make your idea work.

eCommerce

eCommerce and SaaS companies can add a lot of value to their customers by including insurance products. We understand the products you want to deliver, instantly at point-of-sale.

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Product

 

Our modular insurance product engine will allow 100% tailoring: forget standard black-box policies, say hello to getting what you want, based on the data you have.

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Claims

 

Customers submit and track claims themselves in a digital portal, which can be white-labelled to match your brand identity. We can also design the claims process together to convert payments into your business’s credit.

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API

 

We are ramping up to become the most technologically advanced company out there, and can integrate into pretty much anything to make sure your operations are not disturbed.

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Regulatory counselling

 

We offer guidance on setting up insurance contracts and the necessary reporting requirements.

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Trust

 

Our research has proved that including a complimentary insurance policy with the main line of business improves customers’ trust in the business and increases conversion, in some cases by up to 55%.

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Payments

 

Policies are issued immediately, and you process the payments the way that works for your customers. We will never send additional requests for bank transfers or monthly spreadsheet alignments. On top of this, since our processes are fully digital, more money is left on the table to share as commission.

Insurers

Insurers can accelerate their business by leveraging modern technology to bring new products to market fast. We want to help you step into the future of insurance.

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Product

 

Our modular insurance product engine allows you to offer exactly what your customers are demanding. 100% digital, 100% personalised.

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Claims

 

Your claims management is performed entirely on a digital platform, directly accessible to the customer. Giving you more time to focus on where you need to be.

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API

 

With our technological capabilities we adapt to your requirements. We can fully integrate into your systems or just serve as an additional widget, placed exactly where you need us.

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Regulatory counselling

 

With such a vast regulatory checklist, we are here to assist your team and take as much of the burden as you need us to.

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Payments

 

We offer the latest technology in payment processes to allow you to increase your revenue and give your customers the best user experience.

Intermediaries

With the endless number of similar products on the market, our focus is on improving the simplicity of dealing with the insurer and the ease of products.

 

We aspire to skip all the drama and provide flawless servicing, with top of the market product specifications.

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Product

 

Intermediaries are in an envious position to spot any gaps between customer interest and what insurers offer. With our fast to market delivery, brokers can act on the opportunities they see, by requesting product changes that we will execute up to 3 times faster than today’s best.

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API

 

We understood the need to better integrate into your own systems or the solutions provided by pools and cooperatives. And we accomplish that for the entire policy lifecycle by interacting not only via comparison engines, but also the relevant broker administration systems. Clients can take care of their administrative needs, but you will always be comfortably up to date.

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Claims

 

We have established fast and transparent claims notification and regulation processes, which will integrate into your way of servicing your clients.