ELEMENT – empowering MGAs across Europe  

ELEMENT is a BaFin-licensed P&C insurer, with the vision of empowering MGAs across Europe as a strategic ally to build and grow their business by cooperating with reinsurers.

Our goal is to become the first choice for MGAs and reinsurers across Europe. As a data-driven primary insurer, ELEMENT enables MGAs across Europe by accessing insurance capacity and managing risk. We are already licensed and approved in all European countries and support MGAs all across the EU.

Powering Insurance Capacity

Through our integrated reinsurance panel, we seamlessly bridge financial gaps in profitable lines with significant volume potential. We thus ensure that risk coverage remains comprehensive and economically viable, by matching the right partners on the MGAs side, with the optimal reinsurance capacity providers.

Our team

At ELEMENT, top-tier talents from all over the world and a senior, experienced management team combine the best of the insurance and tech industries. Our diverse team of more than 110 insurance and tech specialists from more 30+ nationalities works together to make a meaningful impact on the industry.

Leadership Team

Full name
Job title
Dr. Astrid Stange
Chief Executive Officer
Michael Bongartz
Chief Commercial Officer
Philipp Hartz
Chief Sales Officer
Igor Lutsenko
Chief Technology Officer
Jörg Schmidt
SVP People & Organization
Johannes Jacobsen
VP Governance - General Counsel
Tim Kaltofen
VP Sales
Arno Bussmann
Commercial Director
Norma Catanho Benicke
Vice President Partner Onboarding
Fabian Fischer
Head of Account Management
Stefan Heisig
Head of Intermediary Sales
Francesca Cossu
Head of International Sales

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