ELEMENT - the leader in the seamless delivery of insurance solutions for our partners in Europe

Our mission is to offer the fastest, most flexible, always reliable and efficient insurance solutions along the entire B2B2X value chain.

As a fully-fledged insurer, ELEMENT is licensed to operate as a risk carrier in all EU countries, offering white-label insurance products with a 100% digital, efficient backbone. The combination of insurance and technology expertise makes us a pioneer of digitalization in the insurance industry.

Delivery of insurance products

Our vision is to become the go-to B2B2X partner in seamlessly delivering insurance solutions across Europe for intermediaries, insurers and enterprises. We stand for speed, flexibility, reliability and efficiency.

We believe in empowering our partners to create & distribute personalised insurance products to their customers and to build strong ecosystems. We offer a unique platform set up to address white-label insurance, embedded insurance and further portfolio opportunities across Europe.

Our team

At ELEMENT, top-tier talents from all over the world and a senior, experienced management team combine the best of the insurance and tech industries. Our diverse team of more than 145 insurance and tech specialists from more 30+ nationalities works together to make a meaningful impact on the industry.

Leadership Team

Full name
Job title
Dr. Astrid Stange
Chief Executive Officer
Michael Bongartz
Chief Commercial Officer
Philipp Hartz
Chief Sales Officer
Igor Lutsenko
Chief Technology Officer
Jörg Schmidt
SVP People & Organization
Johannes Jacobsen
VP Governance - General Counsel
Jörg Beyer
VP Insurance Product
Tim Kaltofen
VP Sales
Arno Bussmann
Commercial Director
Laura Kauther
Commercial Director
Fabian Fischer
Head of National Sales
Stefan Heisig
Head of Intermediary Sales

Our investors

Backed by top-notch investors from within the industry as well as classical growth investors, ELEMENT Insurance has raised over EUR 90 million from SBI Investments, Mundi Ventures, Signals VC, finleap and other recognized institutional investors.

Start building your insurance solution with us