Our Solutions

ELEMENT is the leader in the seamless delivery of insurance solutions for our partners in Europe. Our mission is to offer the fastest, most flexible, always reliable and efficient insurance solutions along the entire B2B2X value chain.

As a digital fully-fledged insurer, ELEMENT is licensed to operate as a risk carrier in all EU countries. We have a unique platform set up to address white-label insurance, embedded insurance and other capacity opportunities across Europe.

Our Insurance Products

We are a P&C licensed carrier with 20+ lines of business. We offer an off-the-shelve product suite with a broad range of products. From the most standard home content or private liability to innovative extended warranties and pet health & liability, passing by real estate warranty and cyber. All our products have dynamic pricing and multiple integration methods.

Technical Solutions

We are a tech-enabled insurer - therefore our technical solutions are key to ensure the 100% reliable delivery of insurance solutions. Our white label modules close the gap between our insurance products and your customers, seamlessly integrated in their user journey.

Implement your customised insurance products via simple-to-use REST APIs, or BDX. All processes and data are continuously documented. Scale your business with ELEMENT’s platform architecture: from policy sales to claims and MTAs.

Project Management

From the initial talks to the testing & go-live, our modular platform enables flexible partnership options. We work with you according to your requirements: You remain the customer interface and can takeover key parts of the value chain.

Start building your insurance solution with us