Together with you, we will quickly tackle all the challenges of the modern insurance industry.

ELEMENT supports you in portfolio optimisation, digitalisation processes, product design, and the implementation of cutting-edge target group concepts. Our experts take care of all technical and regulatory requirements.

an insurer as a partner.

Licensed insurance company

ELEMENT has a full license from the German Federal Financial Supervisory Authority (BaFin) for non-life insurance. We can completely underwrite our solutions, therefore ensuring maximum flexibility and security. Our license enables us conduct business across all EU countries.

Our experts

Our multi-skilled team is our strength: insurance, technology, regulatory, actuarial, underwriting and tech experts enable us to create innovative and legally compliant products that are already changing the future of insurance

State-of-the-art tech and easy integration

Our cloud-based micro-service architecture offers a modern infrastructure as well as the highest possible security.  

We offer various technical possibilities to connect. Together we find the best solution to integrate products via REST APIs or Bordereau.

Start building your insurance solution with us