Together with you, we will quickly tackle all the challenges of the modern insurance industry.

ELEMENT supports you in stock optimisation, digitalisation processes, product design, and the implementation of cutting-edge target group concepts. Our experts take care of all technical and regulatory requirements.

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an insurer as a partner.

Licensed insurance company

ELEMENT has a full license from the German Federal Financial Supervisory Authority (BaFin) for non-life insurance. We can completely underwrite our solutions, therefore ensuring maximum flexibility and security. Our license enables us conduct business across all EU countries.

Our experts

Our multi-skilled team is our strength: insurance, technology, regulatory, actuarial, underwriting and business experts enable us to create innovative and legally compliant products that are already changing the future of insurance

State-of-the-art tech and easy integration

Our cloud-based micro-service architecture offers a modern infrastructure as well as the highest possible security.  

We offer various technical possibilities to connect. Together we find the best solution to integrate products via REST APIs, Bordereau or BiPro.

Our investors

Backed by top-notch investors from within the industry as well as classical growth investors, ELEMENT has raised EUR 88 million until today.

Do you have an idea already?

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How to work with us

What happens after you contact us?

We will get in touch with you. This process will take no longer than one week. The more information you can present to us in your contact mail, the better we can prepare for an initial conversation with you.

Onboarding process

From first idea to go-live, we have implemented a structured onboarding process. Our onboarding process of new partners is a distinct feature of ELEMENT and unique in the insurance world. Every partner is treated with the same attention to detail by our experienced onboarding team.

Your onboarding team

From the very first workshop, you will have dedicated contact persons from our onboarding team. The team will be selected according to your needs and will guide you through our structured onboarding process.